Frequently Asked Questions

Click on each question to see the answer.

1. How much can I borrow?

An unsecured Cashfirst money loan can be taken out over 18 months, 24 months or 36 months from $1,000 to $5,000 and any amount in between. Cashfirst operate competitive loan rates and flexible terms for fast approved loans.

2. Does an application fee apply?

There is a one off loan application fee of $45.

There are no other ongoing fees and charges. To assist you, your application fee may be rolled into your Cashfirst loan.

3. Can I Top Up my Cashfirst loan?

Yes you can, we can top you up!

Your Cashfirst loan needs to have been active for at least four months, and meet the current credit criteria. Simply complete the online Cashfirst form, noting your customer number and our friendly staff will contact you directly.

4. Can I pay off my loan/line of credit early?

Of course you can. You can pay out your Cashfirst money loan earlier than the agreed terms with only a small administration fee charged.

5. Will my Privacy be protected?

Absolutely. At all times your privacy is protected. Cashfirst operate a strict Privacy Policy preventing 3rd parties or associated companies from accessing your personal information unless you give them express permission to do so.

6. What do I need to qualify?

* Must be employed.
* Must earn a salary of over $20,000 p.a
* Must have a good credit history

7. How do I apply?

Click on the 'Apply Now' tab on the Cashfirst website. Then simply complete and submit your loan application form online. A representative from our Cashfirst team will process your application and get in contact with you on the fast approval status of your cash loan - within a maximum of 48 hours, and usually within 24 hours

8. What happens after I apply?

A representative from our Cashfirst credit team will contact you via phone, SMS or email to inform you on whether your loan application has been approved. We will then ask approved loan applicants to sign their Cashfirst loan contract. On receipt of your signed Cashfirst loan contract, your Cashfirst loan amount can be transferred into your nominated bank account within 24 hours.

9. How long does it take to approve?

Once you have completed and submitted your Cashfirst loan application, a member of our Cashfirst credit team will review and assess your loan application and respond to you within a maximum of 48 hours, and usually within 24 hours. On receipt of approved loan documentation, money loans can be deposited into your nominated bank account within 24 hours.
View the Comparison Rate Schedule here

Repayment Calculator

Choose an amount between $1,000 and $5,000 to see how easy and flexible repayments can be.


 
 
A member of the Thorn Group of Companies