Frequently Asked Questions
Click on each question to see the answer.1. How long does it take to approve?
Once you have completed and submitted your Cashfirst loan application, a member of our Cashfirst credit team will review and assess your loan application and respond to you within 24 hours and usually within 12 hours. On approval, money loans are deposited into your nominated bank account within 24 hours and usually within 12 hours of receipt of approved loan documentation.
2. What happens after I apply?
A representative from our Cashfirst credit team will contact you via phone, SMS or email to inform you on whether your loan application has been successful. We will then ask successful loan applicants to sign their Cashfirst loan contract in person at a local Radio Rentals store. On receipt of your signed Cashfirst loan contract, your Cashfirst loan amount will be transferred into your nominated bank account within 24 hours.
3. How do I apply?
Click on the ‘Apply Now’ tab on the Cashfirst website. Then simply complete and submit your quick cash loan application form online. A representative from our Cashfirst team will process your application and get in contact with you on the fast approval status of your cash loan - within 24 hours and usually within 12 hours.
4. What do I need to be eligible?
To be eligible for an unsecured cash loan you will need to be working and have the ability to make regularly scheduled repayments.
5. How much can I borrow?
An unsecured Cashfirst money loan can be taken out over 12 months, 18 months or 24 months from $1,000 to $3,000 and any amount in between. Cashfirst operate competitive loan rates and flexible terms for fast approved loans.
6. Does an application fee apply?
There is a one off loan application fee of $45.
There are no other ongoing fees and charges. To assist you, your application fee may be rolled into your Cashfirst loan.
There are no other ongoing fees and charges. To assist you, your application fee may be rolled into your Cashfirst loan.
7. Can I redraw on my Cashfirst loan?
Yes you can.
Cashfirst will allow you to redraw at any time. Simply complete the online Cashfirst form, noting your customer number and our friendly staff will be in touch with you shortly.
Cashfirst will allow you to redraw at any time. Simply complete the online Cashfirst form, noting your customer number and our friendly staff will be in touch with you shortly.
8. Can I pay off my loan/line of credit early?
Of course you can. You can pay out your Cashfirst money loan earlier than the agreed terms with only a small administration fee charged.
9. Will my Privacy be protected?
Absolutely. At all times your privacy is protected. Radio Rentals & Cashfirst operate a strict Privacy Policy preventing 3rd parties or associated companies from accessing your personal information unless you give them express permission to do so. Details of our Privacy Policy and full Terms & Conditions can be viewed in the ‘Apply Now’ section of the Cashfirst website.
View the Comparison Rate Schedule here
Repayment Calculator
Choose an amount between $1,000 and $3,000 to see how easy and flexible repayments can be.